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Terms of Use


Services and products referred to in this website and any of its pages are offered only in jurisdictions where and when they may be lawfully offered by the Company. The material on this website and any of its pages are not intended for use by persons located in or resident in jurisdictions which restrict the distribution of this material by the Company. Persons accessing these pages are required to inform themselves about and observe any relevant restrictions.

The information contained in this website and any of its pages is not and is not intended to provide professional advice. Persons accessing these pages should obtain appropriate professional advice where necessary.

Any information, products or services supplied in this website may be withdrawn or amended at any time without advance notice at the discretion of the Company. The eligibility of clients for particular information, products or services is subject to the final and absolute discretion of the Company.

It is the users’ sole responsibility to prevent, safeguard and ensure that no computer virus enters their system and this website.

These terms shall be governed by and construed in accordance with laws of Hong Kong. Relevant parties may submit to the non-exclusive jurisdiction of the Hong Kong courts but these terms may be enforced, mutatis mutandis, in the courts of any competent jurisdiction.

The Chinese translation of the Terms of Use is for reference only. In case of any discrepancy between the English version and the Chinese version, the English version shall prevail.

Internet Communications/Content downloaded

Messages sent over the Internet cannot be guaranteed to be completely secure. The Company will not be responsible for any damages incurred by any users as a result of any delay, loss, diversion, alteration or corruption of any message either sent to or received from the Company at the users' request, over the Internet. The Company is not responsible in any manner for direct, indirect, special or consequential damages arising out of the use of this website.

Communication over the Internet may be subject to interruption, transmission blackout, delayed transmission due to Internet traffic or incorrect data transmission due to the public nature of the Internet or otherwise.

It is always wise for the users to run an anti-virus program on all materials downloaded from the Internet. The Company will not be responsible for any loss, disruption or damage to the users’ data or their computer system that may occur while using any material derived from this website.

Linked Websites

Uses of hyperlinks to other Internet sites or resources are at users' own risk. The contents, accuracy, opinion expressed, and other links provided at these sites are not investigated, verified, monitored, or endorsed by the Company. The Company expressly disclaims any responsibility for the accuracy, contents, availability or omission of information found on sites that link to or from this website. Users are solely responsible for making all enquiries and investigation before proceeding with any online or offline access or transaction with any of these third parties. The Company emphasizes that all activities conducted by users via or at this website are at their own risk. The Company does not warrant the security of any information users may forward or be requested to provide to any third parties. Users are deemed to have irrevocably waived any claims against the Company for any loss or damage suffered as a result of any access to or interaction with any other websites via this website.

The Company may include hyperlinks to other Group Members’ (which means in relation to the Company, its holding company, its subsidiaries and any other company which is also a subsidiary of its holding company) website for users’ convenience. The products and services offered on these websites may be limited to persons located or residing in only that particular jurisdiction. In addition, the content on these linked websites may not be intended for persons located or residing in jurisdictions that restrict the distribution of such content. The terms and conditions governing the use of the website of each Group Member may differ and the users should consult and carefully read the applicable terms and conditions before using the websites.

Intellectual Property Rights

Contents (including, but not limited to, trademark, trade name, logo, information, communications, software, images and sounds contained on or available through this website) are provided by the Company, its content providers and/or third parties licensors. The intellectual property rights to or over the contents contained in the website belong to the Company, its content providers and/or third parties licensors. All rights are reserved.

All contents on this website including but not limited to the text, graphics, links and sounds are protected by copyright and no part of such materials may be modified, reproduced, stored in a retrieval system, transmitted (in any form or by any means), copied, distributed, reused, reposted, reverse engineered, decompiled, used for creating derivative works or used in any other way for commercial or public purposes without the Company's prior written consent. For the purposes of these terms, "reverse engineered" shall include the examination or analysis of the website to determine the source code, structure, organization, internal design, algorithms or encryption devices of the website's underlying technology.


While every care has been taken in preparing the information and materials contained in this website, such information and materials are provided to the users on an "as is" and “as available” basis without warranty or representation of any kind, express or implied. The Company disclaims all warranties, express or implied, including, but not limited to, warranties of merchantability, fitness for a particular purpose, title, and non-infringement. The Company does not represent or warrant that materials in the website are accurate, complete, reliable, current, error-free. The Company does not represent or warrant that this website or its server(s) are uninterrupted, free of viruses or other harmful components. The Company is not responsible for typographical errors or omissions relating to pricing, text, or photography and the call detail records (if any) provided herein is not for billing purpose.

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